Terms of Service

1. Acceptance of Terms

By using TopFreeOnline, you confirm that you are at least 13 years old and agree to these Terms of Service and our Privacy Policy. If you do not agree, please discontinue use of our website.

2. Use of Our Tools

Our tools are provided for lawful purposes only. You agree not to:

• Use our tools for any illegal, harmful, or abusive activity
• Attempt to reverse-engineer, scrape, or harm our website
• Use automated bots or scripts to access our services excessively
• Infringe on any third-party intellectual property rights
• Upload or process content that is illegal, defamatory, or harmful

3. No Warranty / Disclaimer

Our tools are provided “AS IS” without warranty of any kind. While we strive for accuracy, results from our calculators and tools are estimates only and should not be used as the sole basis for financial, medical, or legal decisions.

Financial calculators (SIP, lumpsum, EMI, etc.) provide estimates based on the inputs you provide. Actual returns on investments are subject to market risk and may vary significantly.

4. Limitation of Liability

To the fullest extent permitted by law, TopFreeOnline shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our website or tools.

5. Intellectual Property

All content on TopFreeOnline, including design, text, graphics, and code, is the property of TopFreeOnline and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of any third-party sites. We encourage you to review the privacy policy of any website you visit.

7. Advertising

We display advertisements through Google AdSense. These ads help us maintain and improve our free tools. By using our website, you agree to the display of such advertisements. We do not control the content of ads displayed.

8. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the new terms. We recommend checking this page periodically.

9. Governing Law

These Terms shall be governed by the laws of India. Any disputes shall be resolved in courts of competent jurisdiction.

10. Contact

For questions about these Terms, contact us at gauravse007@gmail.com.